{"id":10664,"date":"2025-11-10T08:20:07","date_gmt":"2025-11-10T12:20:07","guid":{"rendered":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/?p=10664"},"modified":"2025-11-10T08:20:07","modified_gmt":"2025-11-10T12:20:07","slug":"interest-rates-mortgage-payments","status":"publish","type":"post","link":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/2025\/11\/10\/interest-rates-mortgage-payments\/","title":{"rendered":"Interest Rates &amp; Mortgage Payments"},"content":{"rendered":"\n<p>With the buzz about potentially increasing the term of the 30-year mortgage, I think it&#8217;s important that we keep our eye on ball of the more critical factor &#8211; interest rates. Personally, 10 to 20 more years of payments to keep a monthly payment down is not as attractive as downward movement in interest rates. The infographic below from Florida Realtors shows how your monthly payment can improve with a 1% improvement in interest rates.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-content\/uploads\/2023\/11\/1percentFR231120.jpg\" alt=\"\" class=\"wp-image-3036\" srcset=\"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-content\/uploads\/2023\/11\/1percentFR231120.jpg 1000w, https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-content\/uploads\/2023\/11\/1percentFR231120-300x300.jpg 300w, https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-content\/uploads\/2023\/11\/1percentFR231120-150x150.jpg 150w, https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-content\/uploads\/2023\/11\/1percentFR231120-768x768.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>With the buzz about potentially increasing the term of the 30-year mortgage, I think it&#8217;s important that we keep our eye on ball of the more critical factor &#8211; interest rates. Personally, 10 to 20 more years of payments to keep a monthly payment down is not as attractive as downward movement in interest rates. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,3,1],"tags":[12,16,15,20,19,17],"class_list":["post-10664","post","type-post","status-publish","format-standard","hentry","category-home-buying","category-mortgages","category-real-estate","tag-home-buying","tag-manatee-county","tag-real-estate","tag-real-estate-agent","tag-realtor","tag-sarasota-county"],"_links":{"self":[{"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/posts\/10664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/comments?post=10664"}],"version-history":[{"count":1,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/posts\/10664\/revisions"}],"predecessor-version":[{"id":10665,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/posts\/10664\/revisions\/10665"}],"wp:attachment":[{"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/media?parent=10664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/categories?post=10664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bridgettbyzewski.com\/real-estate-blog\/wp-json\/wp\/v2\/tags?post=10664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}