Bridgett Byzewski - Sarasota & Manatee County Real Estate

A backyard pool can feel like a private vacation spot, and in warm climates it’s often near the top of buyers’ wish lists. But a pool is also one of the biggest ongoing responsibilities a homeowner can take on. Whether you’re buying a home with a pool, thinking about adding one, or getting ready to sell, it helps to know what comes with the territory before you dive in.

Florida Realtors has put together the infographic below to help you understand the costs of buying your next home. While the mortgage payment tends to be a big expense, its not the only one.

Few things say “Florida living” like a home overlooking a lush fairway, but a golf course community comes with its own costs and rules. Before you fall for the view, ask for a complete breakdown of what you’ll pay each year. Many Florida golf communities have HOA dues, and some also have Community Development District (CDD) assessments that appear on your property tax bill. On top of that, some communities require a club membership, whether or not you play. Find out whether the membership is mandatory, what the initiation fees are, and whether dues have gone up in recent years. It’s also worth checking on the course itself. In Florida, some courses have closed or been redeveloped, which can change a neighborhood’s character and property values. Reviewing the HOA’s or club’s financial statements, reserves and meeting minutes can tell you how secure the course’s future is.